Started in 1966, Medicare is the nation's health insurance program for people age 65 and older. Medicare also covers some disabled younger people and those with kidney failure.
There are two parts of Medicare:
a) Hospital Insurance (referred to as Part A), and
b) Medical Insurance (referred to as Part B).
Part A helps to pay for your in-hospital expenses, care in a skilled nursing facility, and provides limited benefits for home health care and hospice care. Part B helps to pay doctor bills, outpatient hospital care and other medical services not covered by Part A.
Because Medicare was never intended to provide complete coverage supplemental insurance plans were developed to fill the gaps left by Medicare's deductibles and co-insurance. Medicare Supplements can only be sold in 10 standardized plans. Many insurance companies sell some, or all the Medicare supplements and plan-for-plan all insurance companies provide exactly the same coverage.
However, premium rates can vary widely so it pays to comparison shop. That's where we can help. Through our FREE Shop & Compare program we compare the rates of the best insurance companies to find you the lowest cost.
If you already have a policy but would like to know if you could save money with one of ours, simply request a free quote. It's easy and free and there is no obligation.